{"id":1258,"date":"2026-05-19T09:25:49","date_gmt":"2026-05-19T01:25:49","guid":{"rendered":"https:\/\/my.cmoneyfund.com.tw\/blog\/?p=1258"},"modified":"2026-06-04T16:16:21","modified_gmt":"2026-06-04T08:16:21","slug":"%e6%8a%95%e7%ad%89%e5%82%b5%e8%b7%8c%e5%88%b0%e5%b9%b3%e6%b0%91%e5%83%b9%ef%bc%8c%e8%a9%b2%e9%80%b2%e5%a0%b4%e5%97%8e%ef%bc%9f%e6%83%b3%e9%95%b7%e6%9c%9f%e6%8a%95%e8%b3%87%e5%82%b5%ef%bc%8c%e5%b0%88","status":"publish","type":"post","link":"https:\/\/my.cmoneyfund.com.tw\/blog\/?p=1258","title":{"rendered":"\u6295\u7b49\u50b5\u8dcc\u5230\u5e73\u6c11\u50f9\uff0c\u8a72\u9032\u5834\u55ce\uff1f\u60f3\u9577\u671f\u6295\u8cc7\u50b5\uff0c\u5c08\u5bb6\u63d0\u4f9b 3 \u5efa\u8b70\uff01"},"content":{"rendered":"\n<meta charset=\"utf-8\">\n<style>\n\nbody {\n    max-width: 90%;\n    margin: auto;\n    padding: 40px;\n    font-family: Arial, sans-serif;\n    line-height: 1.9;\n    color: #222;\n}\n\n.title {\n    font-size: 36px;\n    font-weight: bold;\n    margin-bottom: 10px;\n}\n\n.meta {\n    color: #888;\n    margin-bottom: 30px;\n    text-align: right;\n    font-size: 13px;\n    line-height: 1.6;\n    font-weight: 400;\n}\n\n.cover {\n    text-align: center;\n    margin: 30px 0;\n}\n\n.cover img {\n    max-width: 100%;\n    max-height: 400px;\n    width: auto;\n    height: auto;\n    border-radius: 12px;\n    display: inline-block;\n\n    object-fit: contain;\n}\n\n\n.content {\n    font-size: 20px;\n}\n\n.content img {\n    max-width: 100%;\n    max-height: 500px;\n    display: block;\n    object-fit: contain;\n}\n\n.content iframe {\n    max-width: 100%;\n}\n\n<\/style>\n\n\n\n<div class=\"cover\">\n<a class=\"article-detail__img\" href=\"##\">\n<img decoding=\"async\" alt=\"\" class=\"img-fluid\" src=\"https:\/\/moneynet-land2.cwmoney.net\/uploads\/2023\/03\/20220610172621264xl.jpeg\">\n<\/a>\n<\/div>\n<div class=\"meta\">\n\u4f5c\u8005\uff1a<a href=\"\/search?data=\u53e3\u8ff0\uff1a\u856d\u78a7\u71d5\u3000\u6574\u7406\uff1a\u5f35\u570b\u84ee\">\u53e3\u8ff0\uff1a\u856d\u78a7\u71d5\u3000\u6574\u7406\uff1a\u5f35\u570b\u84ee<\/a>\n<\/div>\n<div class=\"content\">\n<p2 class=\"article-detail__text__current\">\n<span class=\"forArticleTagSwitch\">\n\n\n\n\n\n\n<h2 class=\"for-color-initial\" style=\" color: #1e1e1e; line-height: 31px; letter-spacing: 1.5px; font-size: 22px; font-weight: 600; background-color: transparent;\">\u901a\u81a8\u76e4\u9ad8\u6a94 \u666f\u6c23\u6b63\u8870\u9000\uff0c\u6295\u7b49\u50b5\u8dcc\u5230\u5e73\u6c11\u50f9 \u8a72\u9032\u5834\u55ce\uff1f<\/h2>\n<p><span style=\"font-size: 16px;\">2022 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30%\uff0c\u4f46\u73fe\u5728\u537b\u662f\u8cc7\u672c\u5229\u5f97\u5168\u6578\u5410\u56de\uff0c\u9084\u5c0f\u8ce0\u4e00\u9ede\u9ede\uff0c\u800c\u82e5\u662f\u55ae\u770b\u5229\u606f\uff0c\u6bcf\u6708\u9818\u5230\u7684\u5229\u606f\u6bd4\u4ee5\u524d\u9ad8\u4e86\u4e00\u4e9b\uff0c\u9019\u4f4d\u6295\u8cc7\u4eba\u554f\u662f\u4e0d\u662f\u8981\u7e7c\u7e8c\u5b9a\u671f\u5b9a\u984d\u8cb7\uff1f<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u53e6\u4e00\u500b\u985e\u4f3c\u7684\u554f\u984c\u662f\uff0c\u7a7a\u624b\u6295\u8cc7\u4eba\u554f\u8981\u4e0d\u8981\u8d81\u4f4e\u8cb7\u9032\u516c\u50b5\uff1f\u8eab\u908a\u7684\u670b\u53cb\u8ddf\u4ed6\u8aaa\u8cb7\u516c\u50b5\u5c31\u7b49\u65bc\u8cb7\u5b9a\u5b58\u6216\u5132\u84c4\u96aa\uff0c\u4f46\u66f4\u5b89\u5fc3\u4e14\u5229\u606f\u6bd4\u5b9a\u5b58\u3001\u5132\u84c4\u96aa\u8981\u597d\uff0c\u662f\u9019\u6a23\u55ce\uff1f<\/span><\/p>\n<h2 class=\"for-color-initial\" style=\" color: #1e1e1e; line-height: 31px; letter-spacing: 1.5px; font-size: 22px; font-weight: 600; background-color: transparent;\">\u901a\u81a8\u589e\u901f\u964d \u66b4\u529b\u5347\u606f\u6b62\uff0c\u9577\u7dda\u5831\u916c\u7a7a\u9593\u53ef\u671f<\/h2>\n<p><span style=\"font-size: 16px;\">\u6295\u8cc7\u4eba\u7684\u9019\u5169\u500b\u554f\u984c\u90fd\u4f86\u81ea\u65bc\u53bb\uff082022\uff09\u5e74\u7f8e\u570b\u806f\u6e96\u6703\uff08Fed\uff09\u7684\u66b4\u529b\u5347\u606f\uff0c\u5c0e\u81f4\u7f8e\u570b\u516c\u50b5\u50f9\u683c\u91cd\u632b\uff0c30 \u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387\u6ce2\u6bb5\u6f32\u5e45 130%\uff0c10 \u5e74\u671f\u516c\u50b5\u6b96\u5229\u7387\u6ce2\u6bb5\u6f32\u5e45 183%\u3002\u4e0d\u53ea\u662f\u516c\u50b5\uff0c\u6295\u8cc7\u7b49\u7d1a\u516c\u53f8\u50b5\uff08\u4e0b\u7a31\u6295\u7b49\u50b5\uff09\u7684\u6b96\u5229\u7387\u6f32\u5e45\u4e5f\u8fd1 140%\uff0c\u50f9\u683c\u91cd\u632b\u4e5f\u662f\u53f2\u4e0a\u7f55\u898b\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u516c\u50b5\u8207\u6295\u7b49\u50b5\u76ee\u524d\u90fd\u5728\u76f8\u5c0d\u4f4e\u7684\u50f9\u4f4d\uff0c\u4f46\u4e0d\u662f\u73fe\u5728\u8cb7\u5c31\u80fd\u7acb\u523b\u8cfa\u5230\u8cc7\u672c\u5229\u5f97\uff0c\u5f97\u770b\u7d93\u6fdf\u666f\u6c23\u8207\u901a\u81a8\u7684\u72c0\u6cc1\u3002\u5148\u8aaa\u7b54\u6848\uff0c\u73fe\u5728\u8cb7\u662f\u53ef\u4ee5\u7684\uff0c\u4f46\u77ed\u671f\u5167\u6216\u8a31\u6703\u8ce0\uff0c\u62c9\u9577 2 \u5e74\u4f86\u770b\uff0c\u7372\u5229\u7a7a\u9593\u6216\u53ef\u9054 15%\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">Fed \u770b\u6838\u5fc3\u500b\u4eba\u6d88\u8cbb\u652f\u51fa\uff08PCE\uff09\u7269\u50f9\u6307\u6578\uff0c10 \u6708\u589e\u901f\u96d6\u5df2\u898b\u653e\u7de9\uff0c\u4f86\u5230 5%\uff0c\u4f46\u76f8\u8f03\u4ee5\u5f80\u9084\u662f\u5f88\u9ad8\u3002\u6211\u8a8d\u70ba\u6838\u5fc3 PCE \u82e5\u6c92\u6709\u964d\u5f88\u5feb\uff0c\u751a\u81f3\u505c\u5728\u9019\u500b\u4f4d\u7f6e\u9644\u8fd1\uff0c\u5229\u7387\u61c9\u8a72\u81f3\u5c11\u8981\u903e 6%\uff0c\u9019\u662f\u57fa\u65bc\uff1a\u6263\u9664\u901a\u81a8\u7387\u5f8c\u7684\u5be6\u8cea\u5229\u7387\u8981\u70ba\u6b63\uff0c\u800c\u4e14\u901a\u5e38\u8981\u9ad8\u904e 1%\uff0c\u751a\u81f3\u63a5\u8fd1 2%\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u82e5 PCE \u4e0d\u518d\u964d\uff0c\u90a3\u5347\u606f\u5230 6% \u6bd4\u73fe\u5728\u5e02\u5834\u9810\u671f\u7684\u9ad8\uff0c\u6240\u4ee5\u6211\u4e0d\u8a8d\u540c 2024 \u5e74\u6709\u90a3\u9ebc\u7d55\u5c0d\u5c07\u5f9e\u5347\u606f\u8b8a\u6210\u964d\u606f\u7684\u8ad6\u9ede\uff0c\u6700\u5feb\u4e5f\u662f 2025 \u5e74\uff0c\u4e14\u53ef\u80fd\u662f\u5728\u4e0b\u534a\u5e74\u3002\u7406\u7531\u662f\uff0c\u6838\u5fc3 PCE \u964d\u4e0d\u4e86\u7684\u6700\u5927\u554f\u984c\u5728\u65bc\u85aa\u8cc7\u8207\u623f\u79df\uff0c\u9019\u662f\u670d\u52d9\u696d\u7684\u554f\u984c\uff0c\u623f\u79df\u96d6\u5448\u7de9\u964d\uff0c\u4f46\u73fe\u5728\u5931\u696d\u7387\u6c92\u6709\u5f88\u9ad8\uff0c\u56e0\u7f3a\u5de5\uff0c\u7f3a\u670d\u52d9\u4eba\u54e1\uff0c\u85aa\u6c34\u77ed\u671f\u5167\u4e0d\u53ef\u80fd\u964d\uff0c\u623f\u79df\u4e5f\u96e3\u964d\uff0c\u6838\u5fc3 PCE \u5c31\u7121\u6cd5\u5feb\u901f\u964d\u4e0b\u4f86\u3002<\/span><\/p>\n<h2 class=\"for-color-initial\" style=\" color: #1e1e1e; line-height: 31px; letter-spacing: 1.5px; font-size: 22px; font-weight: 600; background-color: transparent;\">\u6295\u7b49\u50b5\u50f9\u683c\u89aa\u6c11\uff0c\u516c\u50b5\u8cc7\u672c\u5229\u640d\u6a5f\u7387\u4f4e<\/h2>\n<p><span style=\"font-size: 16px;\">\u901a\u81a8\u7121\u6cd5\u5feb\u901f\u4e0b\u964d\uff0c\u7d93\u6fdf\u666f\u6c23\u8870\u9000\uff0c\u4e3b\u8981\u570b\u5bb6\u4e0d\u518d\u66b4\u529b\u5347\u606f\uff0c\u5f88\u591a\u5c08\u5bb6\u5efa\u8b70\u8d81\u4f4e\u8cb7\u9032\u50b5\u5238\uff0c\u6211\u6709 4 \u9ede\u63d0\u9192\uff1a<\/span><\/p>\n<ol>\n<li><span style=\"font-size: 16px;\">\u666f\u6c23\u8655\u65bc\u8870\u9000\uff0c\u50b5\u5238\u76f8\u5c0d\u80a1\u7968\u6709\u8868\u73fe\u3002\u5c31\u666f\u6c23\u9031\u671f\u4f86\u770b\uff0c\u8870\u9000\u4e00\u5b9a\u662f\u516c\u50b5\u5148\u6f32\uff0c\u518d\u6f32\u6295\u7b49\u50b5\uff0c\u4e4b\u5f8c\u662f\u80a1\u7968\u3002<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u6295\u7b49\u50b5\u512a\u65bc\u516c\u50b5\u3002\u516c\u50b5\u8207\u6295\u7b49\u50b5\u90fd\u5df2\u5927\u8dcc\u4e00\u500b\u6ce2\u6bb5\uff0c\u6295\u7b49\u50b5\u7684\u98a8\u96aa\u53ea\u6bd4\u516c\u50b5\u9ad8\u4e00\u9ede\u9ede\uff0c\u4f46\u76ee\u524d\u7684\u6b96\u5229\u7387\u537b\u7b49\u540c 2 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\u9ede\uff0c\u6211\u518d\u9032\u4e00\u6b65\u8aaa\u660e\u3002\u516c\u50b5\u96d6\u7136\u8dcc\u5f88\u6df1\uff0c\u4f46\u56e0\u5229\u606f\u7a0d\u905c\u65bc\u6295\u7b49\u50b5\uff0c\u52a0\u4e0a\u6b77\u53f2\u7d93\u9a57\u986f\u793a\uff0c\u73fe\u5728\u8cb7\u9032\u6295\u7b49\u50b5\u7684 2 \u5e74\u5167\u8cc7\u672c\u5229\u5f97\u7a7a\u9593\u7d04 15\uff5e18%\u3002\u5efa\u8b70\u6295\u8cc7\u4eba\u9019\u6b21\u53ef\u7565\u904e\u516c\u50b5\uff0c\u76f4\u63a5\u8cb7\u9032\u6295\u7b49\u50b5\u3002<\/span><\/li>\n<\/ol>\n<p><span style=\"font-size: 16px;\">\u76ee\u524d\u6295\u7b49\u50b5\u5c31\u7b97\u4e0d\u662f\u6700\u4f4e\u50f9\u4e5f\u662f\u5e73\u6c11\u50f9\uff0c\u52a0\u4e0a\u903e 4%\uff5e5% \u7684\u5229\u606f\u6536\u76ca\uff0c\u7b49\u65bc\u662f\u904e\u5f80\u975e\u6295\u7b49\u50b5\u624d\u6709\u7684\u7968\u9762\u5229\u606f\uff0c\u6295\u8cc7\u4eba\u662f\u4ee5\u6709\u9650\u7684\u98a8\u96aa\uff0c\u4eab\u6709\u66f4\u9ad8\u7684\u5229\u606f\u6536\u76ca\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u82e5\u6295\u8cc7\u4eba\u9084\u662f\u504f\u597d\u516c\u50b5\uff0c\u4e26\u4e14\u60f3\u8981\u73fe\u5728\u8cb7\u9032\uff0c\u6211\u8a8d\u70ba\u53ef\u80fd\u9084\u6709\u4e00\u4e9b\u8cc7\u672c\u5229\u5f97\uff0c\u8cc7\u672c\u5229\u640d\u7684\u6a5f\u7387\u6bd4\u8f03\u4f4e\uff0c\u4f46\u662f\u672c\u91d1\u6703\u6ce2\u52d5\u3002\u6240\u4ee5\uff0c\u6295\u8cc7\u516c\u50b5\u4e26\u4e0d\u662f\u7b49\u65bc\u5b9a\u5b58\u6216\u8cb7\u5132\u84c4\u96aa\u3002\u6b64\u5916\uff0c\u5b9a\u5b58\u7684\u6982\u5ff5\u662f\u4fdd\u547d\u9322\uff0c\u662f\u6025\u7528\u91d1\uff0c\u4e0d\u662f\u70ba\u4e86\u6295\u8cc7\uff1b\u800c\u5132\u84c4\u96aa\u9664\u8003\u616e\u4fdd\u969c\u7684\u9700\u6c42\uff0c\u4ee5\u76ee\u524d\u4e0d\u5230 2% \u7684\u5831\u916c\u7387\uff0c\u8cb7\u516c\u50b5\u512a\u65bc\u8cb7\u5132\u84c4\u96aa\u3002<\/span><\/p>\n<h2 class=\"for-color-initial\" style=\" color: #1e1e1e; line-height: 31px; letter-spacing: 1.5px; font-size: 22px; font-weight: 600; background-color: transparent;\">\u9577\u671f\u6295\u8cc7\u50b5\uff0c\u9818\u606f 3 \u5efa\u8b70<\/h2>\n<ol>\n<li><span style=\"font-size: 16px;\">\u76ee\u7684\u662f\u80a1\u7968\uff0c\u4f46\u60f3\u5148\u8cb7\u516c\u50b5\u904e\u6c34\u6c42\u5b89\u5fc3\uff0c\u73fe\u5728\u53ef\u8cb7\u9032\u516c\u50b5\u3002<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u82e5\u662f\u8981\u9577\u671f\u9818\u606f\uff0c\u76f4\u63a5\u8cb7\u6295\u8cc7\u7b49\u7d1a\u50b5\u3002<\/span><\/li>\n<li><span style=\"font-size: 16px;\">\u82e5\u9858\u610f\u5192\u66f4\u5927\u98a8\u96aa\uff0c\u53ef\u6311\u9078\u975e\u6295\u8cc7\u7b49\u7d1a\u50b5\u3002<\/span><\/li>\n<\/ol>\n<p><span style=\"font-size: 12px;\">\uff08\u5716\uff1ashutterstock\uff0c\u50c5\u70ba\u793a\u610f \/ \u672c\u6587\u5167\u5bb9\u7d14\u5c6c\u53c3\u8003\uff0c\u4e26\u975e\u6295\u8cc7\u5efa\u8b70\uff0c\u6295\u8cc7\u524d\u8acb\u8b39\u614e\u70ba\u4e0a\uff09<\/span><\/p>\n\n\n\n\n\n\n\n\n\n<br>\n<!-- for stock name -->\n<!-- -->\n<!-- 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