{"id":1236,"date":"2026-05-19T09:27:24","date_gmt":"2026-05-19T01:27:24","guid":{"rendered":"https:\/\/my.cmoneyfund.com.tw\/blog\/?p=1236"},"modified":"2026-06-04T16:14:46","modified_gmt":"2026-06-04T08:14:46","slug":"%e5%82%b5%e5%88%b8%e4%be%86%e5%88%b0%e7%94%9c%e8%9c%9c%e9%80%b2%e5%a0%b4%e9%bb%9e-%e5%a6%82%e4%bd%95%e6%8a%93%e4%bd%8f%e9%80%99%e4%b8%80%e6%b3%a2%e5%82%b5%e5%b8%82%e5%a4%9a%e9%a0%ad%ef%bc%8c%e9%a0%98","status":"publish","type":"post","link":"https:\/\/my.cmoneyfund.com.tw\/blog\/?p=1236","title":{"rendered":"\u50b5\u5238\u4f86\u5230\u751c\u871c\u9032\u5834\u9ede \u5982\u4f55\u6293\u4f4f\u9019\u4e00\u6ce2\u50b5\u5e02\u591a\u982d\uff0c\u9818\u606f\u53c8\u8cfa\u50f9\u5dee\uff1f"},"content":{"rendered":"\n<meta charset=\"utf-8\">\n<style>\n\nbody {\n    max-width: 90%;\n    margin: auto;\n    padding: 40px;\n    font-family: Arial, sans-serif;\n    line-height: 1.9;\n    color: #222;\n}\n\n.title {\n    font-size: 36px;\n    font-weight: bold;\n    margin-bottom: 10px;\n}\n\n.meta {\n    color: #888;\n    margin-bottom: 30px;\n    text-align: right;\n    font-size: 13px;\n    line-height: 1.6;\n    font-weight: 400;\n}\n\n.cover {\n    text-align: center;\n    margin: 30px 0;\n}\n\n.cover img {\n    max-width: 100%;\n    max-height: 400px;\n    width: auto;\n    height: auto;\n    border-radius: 12px;\n    display: inline-block;\n\n    object-fit: contain;\n}\n\n\n.content {\n    font-size: 20px;\n}\n\n.content img {\n    max-width: 100%;\n    max-height: 500px;\n    display: block;\n    object-fit: contain;\n}\n\n.content iframe {\n    max-width: 100%;\n}\n\n<\/style>\n\n\n\n<div class=\"cover\">\n<a class=\"article-detail__img\" href=\"##\">\n<img decoding=\"async\" alt=\"\" class=\"img-fluid\" src=\"https:\/\/moneynet-land2.cwmoney.net\/uploads\/2024\/03\/0207-1200-2.jpeg\">\n<\/a>\n<\/div>\n<div class=\"meta\">\n\u4f5c\u8005\uff1a<a href=\"\/search?data=\u53e3\u8ff0\uff1a\u856d\u78a7\u71d5\u3000\u6574\u7406\uff1a\u5f35\u570b\u84ee\">\u53e3\u8ff0\uff1a\u856d\u78a7\u71d5\u3000\u6574\u7406\uff1a\u5f35\u570b\u84ee<\/a>\n<\/div>\n<div class=\"content\">\n<p2 class=\"article-detail__text__current\">\n<span class=\"forArticleTagSwitch\">\n\n\n\n\n\n\n<p class=\"for-color-initial\" style=\" color: #1e1e1e; line-height: 26px; letter-spacing: 0.8px; font-size: 16px; font-weight: 400; background-color: transparent; display: inline;\">\u96a8\u8457\u7f8e\u570b\u5347\u606f\u9032\u5165\u5c3e\u8072\uff0c\u50b5\u5238\u6295\u8cc7\u71b1\u5ea6\u4e0d\u65b7\uff0c\u6295\u8cc7\u4eba\u5404\u7a2e\u554f\u984c\u7d1b\u81f3\u6c93\u4f86\uff0c\u5176\u4e2d\u9818\u606f\u9084\u662f\u8cfa\u50f9\u5dee\u8a0e\u8ad6\u5ea6\u975e\u5e38\u9ad8\uff0c\u5404\u7a2e\u56de\u7b54\u90fd\u6709\uff0c\u4f60\u4e5f\u662f\u5176\u4e2d\u4e00\u500b\u63d0\u554f\u8005\u55ce\uff1f<\/p>\n<p><span style=\"font-size: 16px;\">\u8fd1\u671f\u300c\u9818\u606f\u9084\u662f\u8cfa\u50f9\u5dee\uff1f\u300d\u662f\u63d0\u5230\u50b5\u5238\u6295\u8cc7\u6642\u6700\u592f\u7684\u8a0e\u8ad6\u4e3b\u984c\u4e4b\u4e00\uff0c\u4e5f\u662f\u4e0a\u4e86\u6211\u5feb1\u5e74\u8ab2\u7a0b\u7684\u5b78\u751f\u91cd\u8907\u554f\u7684\u554f\u984c\u3002\u91dd\u5c0d\u9019\u500b\u554f\u984c\uff0c\u6211\u7684\u56de\u7b54\u6c38\u9060\u90fd\u662f\uff1a\u554f\u4f60\u81ea\u5df1\u662f\u8981\u606f\u9084\u662f\u8981\u8cc7\u672c\u5229\u5f97\uff08\u50f9\u5dee\uff09\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u70ba\u4ec0\u9ebc\u6295\u8cc7\u4eba\u9019\u6bb5\u6642\u9593\u7279\u5225\u95dc\u6ce8\u9818\u606f\u9084\u662f\u8cfa\u50f9\u5dee\uff1f\u4e3b\u8981\u539f\u56e0\u67092\u500b\uff0c\u4e00\u662f\u5347\u606f\u5faa\u74b0\u9032\u5165\u5c3e\u8072\uff0c\u5e02\u5834\u9810\u671f\u4eca\uff082024\uff09\u5e74\u5c07\u8f49\u70ba\u964d\u606f\uff0c\u90a3\u9ebc\u50b5\u5238\u50f9\u683c\u6703\u4e0a\u6f32\uff0c\u6709\u50f9\u5dee\u7a7a\u9593\u53ef\u4ee5\u8cfa\uff1b\u53e6\u4e00\u500b\u662f2023\u5e74\u4e00\u5806\u9ad8\u80a1\u606fETF\u5927\u6f322\u30013\u6210\uff0c\u652a\u52d5\u4e86\u539f\u672c\u60f3\u8981\u5b89\u975c\u3001\u7a69\u5b9a\u9818\u606f\u8005\u7684\u5fc3\u3002<\/span><\/p>\n<h2 class=\"for-color-initial\" style=\" color: #1e1e1e; line-height: 31px; letter-spacing: 1.5px; font-size: 22px; font-weight: 600; background-color: transparent;\"><span style=\"font-size: 18px;\"><strong>\u6b63\u78ba\u5fc3\u614b\u662f\u8981\u9818\u606f \u8cfa\u50f9\u5dee\u61c9\u8a2d\u51fa\u5834\u9ede<\/strong><\/span><\/h2>\n<p><span style=\"font-size: 16px;\">\u96d6\u7136\u6211\u90fd\u8aaa\u6295\u8cc7\u4eba\u8981\u60f3\u6e05\u695a\uff0c\u5230\u5e95\u662f\u8981\u9818\u606f\u9084\u662f\u8981\u8cfa\u50f9\u5dee\uff0c\u4f46\u6211\u500b\u4eba\u8a8d\u70ba\u6b63\u78ba\u7684\u5fc3\u614b\u5c31\u662f\u300c\u8981\u606f\u300d\u3002\u5c0d\u65bc\u4e00\u4e9b\u6295\u8cc7\u4eba\u56e0\u70ba\u73fe\u5728\u9019\u500b\u6642\u9593\u9ede\u6b63\u597d\u63a5\u8fd1\u5347\u606f\u5c3e\u8072\uff0c\u9810\u671f\u672a\u4f86\u8cfa\u5230\u50f9\u5dee\u7684\u6a5f\u7387\u9ad8\u800c\u9677\u5165\u5167\u5fc3\u6399\u624e\uff0c\u6211\u6703\u5efa\u8b70\u5229\u7528\u5169\u500b\u65b9\u5411\u4f86\u601d\u8003\u8207\u505a\u6c7a\u5b9a\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u65b9\u54111\uff1a\u4e0d\u7ba1\u50f9\u683c\uff0c\u7be4\u5b9a\u8981\u606f\u3002\u6b64\u6642\uff0c\u6295\u8cc7\u4eba\u5c31\u4e0d\u8981\u592a\u8cbc\u8fd1\u5e02\u5834\uff0c\u5b9a\u671f\u95dc\u6ce8\u4e00\u4e0b\u5e02\u5834\u8b8a\u5316\u5373\u53ef\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u65b9\u54112\uff1a\u60f3\u8981\u8cfa\u50f9\u5dee\u3002\u5efa\u8b70\u8a2d\u5b9a\u50f9\u5dee\u8d85\u904e\u591a\u5c11\u5c31\u8ce3\uff0c\u4f8b\u5982\u50f9\u5dee\u7684\u91d1\u984d\u81f3\u5c11\u9ad8\u65bc\u98182\u5e74\u62163\u5e74\u606f\u7684\u7e3d\u548c\uff0c\u5982\u6b64\u5fc3\u60c5\u5c31\u6703\u5b89\u5b9a\u4e0b\u4f86\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u82e5\u6295\u8cc7\u4eba\u5728\u8a2d\u5b9a\u8ce3\u51fa\u4e0a\u7336\u8c6b\u4e0d\u6c7a\uff0c\u986f\u7136\u662f\u6709\u300c\u60f3\u8981\u8ce3\u5728\u6700\u9ad8\u9ede\u300d\u7684\u4e0d\u5207\u5be6\u969b\u60f3\u6cd5\u3002\u4f8b\u5982\u8cfa\u4e8630%\uff0c\u5c31\u554f\u53ef\u4e0d\u53ef\u4ee5\u8ce3\uff0c\u64d4\u5fc3\u8ce3\u4e86\u9084\u7e7c\u7e8c\u6f32\uff0c\u6703\u5f88\u4e0d\u7518\u5fc3\uff1f\u8aaa\u771f\u7684\uff0c\u7b54\u6848\u5176\u5be6\u662f\u7121\u89e3\u3002\u56e0\u70ba\uff0c\u4ec0\u9ebc\u662f\u6700\u9ad8\u9ede\uff1f\u53ef\u80fd\u9019\u6ce2\u662f\u6700\u9ad8\u9ede\uff0c\u4e0b\u4e00\u6ce2\u53c8\u5275\u65b0\u9ad8\uff0c\u9ad8\u9ede\u5230\u5e95\u8981\u7b97\u5728\u54ea\u500b\u6642\u9593\u9ede\uff1f<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u53e6\u4e00\u500b\u8981\u63d0\u9192\u7684\u662f\uff0c\u50f9\u5dee\u662f\u7531\u5e02\u5834\u6c7a\u5b9a\uff0c\u53ef\u4ee5\u9810\u671f\u4f46\u4e0d\u4ee3\u8868\u4e00\u5b9a\u6703\u6709\uff0c\u5c31\u7b97\u6709\uff0c\u50f9\u5dee\u7a7a\u9593\u4e5f\u53ef\u80fd\u4e0d\u5982\u671f\u5f85\u3002\u6700\u660e\u986f\u7684\u4f8b\u5b50\u662f\u53bb\u5e74\u521d\u5e02\u5834\u4e00\u5806\u4eba\u558a\u9032\u50b5\u5238\uff0c\u56e0\u70ba\u9810\u671f\u6703\u958b\u59cb\u964d\u606f\uff0c\u6709\u4e00\u4e9b\u6295\u8cc7\u4eba\u60f3\u8981\u5927\u8cfa\u964d\u606f\u7684\u50f9\u5dee\u800c\u8cb7\u9032\u50b5\u5238\u6b632\u7684ETF\uff0c\u6c92\u60f3\u5230\u558a\u4e861\u5e74\u505c\u6b62\u5347\u606f\uff0c\u624d\u7d42\u65bc\u5728\u53bb\u5e7412\u6708\u9732\u51fa\u66d9\u5149\uff0c\u7576\u7136\u9019\u4e9b\u8cb7\u9032\u69d3\u687f\u578b\u50b5\u5238ETF\u7684\u6295\u8cc7\u4eba\u90fd\u6158\u8ce0\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u90a3\u9ebc\u6295\u8cc7\u4eba\u60f3\u6293\u4f4f\u9019\u4e00\u6ce2\u50b5\u5e02\u591a\u982d\uff0c\u540c\u6642\u8cfa\u53d6\u5229\u606f\u8207\u50f9\u5dee\uff0c\u73fe\u968e\u6bb5\u5230\u5e95\u8cb7\u4ec0\u9ebc\u50b5\u6703\u6bd4\u8f03\u597d\uff1f<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u6211\u7684\u60f3\u6cd5\u662f\uff0c\u50b5\u5e02\u6b77\u7d932022\u5e74\u4e0b\u8dcc\u30012023\u5e74\u4e0b\u8dcc\u4f46\u5e74\u7d42\u64fa\u5c3e\uff0c\u770b\u8d77\u4f862024\u5e74\u50b5\u5e02\u4e0d\u5b9c\u770b\u6de1\uff0c\u4f46\u5148\u63d0\u91922\u500b\u91cd\u9ede\uff1a\u2474\u50b5\u5e02\u591a\u982d\u53ef\u80fd\u4e0d\u5982\u6295\u8cc7\u4eba\u60f3\u50cf\u4e2d\u6f32\u7684\u90a3\u9ebc\u5feb\u3001\u90a3\u9ebc\u591a\uff1b\u2475\u6295\u8cc7\u7b49\u7d1a\u516c\u53f8\u50b5\uff08\u4e0b\u7a31\u6295\u7b49\u50b5\uff09\u4e2d\u7684BBB\u6bd4\u91cd\u4e0d\u8981\u592a\u9ad8\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u5e02\u5834\u61c9\u8a72\u6703\u9032\u5165\u964d\u606f\u6ce2\u6bb5\uff0c\u4f46\u6211\u8a8d\u70ba\u964d\u606f\u6642\u9593\u9ede\u4e0d\u6703\u592a\u65e9\uff0c\u6bd4\u8f03\u4e2d\u6027\u4e00\u9ede\u7684\u770b\u6cd5\u662f\u7b2c2\u5b63\u4ee5\u5f8c\uff0c\u4e5f\u6709\u53ef\u80fd\u843d\u5728\u4e0b\u534a\u5e74\uff0c\u56e0\u70ba11\u6708\u7f8e\u570b\u624d\u5927\u9078\uff0c\u4e0d\u6703\u628a\u5229\u591a\u653e\u5f97\u592a\u65e9\u3002\u81f3\u65bc\u964d\u606f\u5e45\u5ea6\uff0c\u6709\u4eba\u6a02\u89c0\u9810\u671f\u964d7\uff5e8\u78bc\uff081.75%\uff5e2%\uff09\uff0c\u4f46\u662f\u806f\u6e96\u6703\uff08Fed\uff09\u59d4\u54e1\u6295\u7968\u51fa\u4f86\u7684\u7d50\u679c\u2500\u9ede\u9663\u5716\u544a\u8a34\u6211\u5011\uff0c\u6700\u591a\u964d3\u78bc\uff080.75%\uff09\u3002<\/span><\/p>\n<h2 class=\"for-color-initial\" style=\" color: #1e1e1e; line-height: 31px; letter-spacing: 1.5px; font-size: 22px; font-weight: 600; background-color: transparent;\"><span style=\"font-size: 18px;\"><strong>\u7a7a\u624b\u8005\u6216\u60f3\u52a0\u78bc\u8005 \u6295\u7b49\u50b5\u4e0d\u6bd4\u516c\u50b5\u5dee<\/strong><\/span><\/h2>\n<p><span style=\"font-size: 16px;\">\u73fe\u5728\u5f88\u591a\u4eba\u90fd\u8cb7\u516c\u50b5\uff0c\u800c\u4e14\u9810\u671f\u9577\u50b5\u8868\u73fe\u5c07\u6bd4\u77ed\u50b5\u597d\u3002\u6211\u540c\u610f\u516c\u50b5\u662f\u9996\u9078\uff0c\u4f46\u82e5\u6295\u8cc7\u4eba\u60f3\u8981\u9818\u7a0d\u5fae\u9ad8\u4e00\u9ede\u7684\u606f\uff0c\u6295\u7b49\u50b5\u662f\u6bd4\u8f03\u597d\u7684\u9078\u64c7\u3002\u56e0\u70ba\u6295\u7b49\u50b5\u7684\u8a55\u7b49\u4e0d\u5dee\uff0c\u66f4\u91cd\u8981\u7684\u662f\u5728\u5148\u524d\u4e00\u6ce2\u4e0b\u8dcc\u4e2d\uff0c\u8dcc\u5e45\u5f88\u6df1\uff0c\u53ef\u4ee5\u8aaa\u662f\u5e7e\u5341\u5e74\u4f86\u6700\u5927\u4e0b\u8dcc\u5e45\u5ea6\uff0c\u8cc7\u672c\u5229\u5f97\u4e26\u4e0d\u6703\u6bd4\u516c\u50b5\u5dee\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u6295\u7b49\u50b5\u57fa\u91d1\u6216ETF\u5206\u6210\u7d14\u8a55\u7b49A\u8207\u542b\u8a55\u7b49BBB\u5169\u7a2e\u985e\u578b\uff0c\u5dee\u5225\u662f\u542bBBB\u7684\u914d\u606f\u6703\u8f03\u9ad8\uff0c\u4f46\u63d0\u9192BBB\u6bd4\u91cd\u4e5f\u4e0d\u5b9c\u592a\u9ad8\uff08\u4f8b\u5982\u4f4e\u65bc\u540c\u985e\u578b\u5e73\u5747\uff09\uff0c\u56e0\u70ba\u964d\u606f\u6642\u9593\u8f03\u665a\uff0c\u7d93\u6fdf\u57fa\u672c\u9762\u4e5f\u975e\u5f37\u52c1\u5fa9\u7526\uff0c\u4e00\u65e6\u88ab\u964d\u8a55\u5c31\u4e0d\u662f\u6295\u8cc7\u7b49\u7d1a\uff0c\u53ef\u80fd\u6703\u5f71\u97ff\u7e3e\u6548\u8207\u914d\u606f\u8868\u73fe\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u975e\u6295\u7b49\u50b5\u662f\u76f8\u5c0d\u4e0d\u5efa\u8b70\u7684\u6a19\u7684\uff0c\u82e5\u6295\u8cc7\u4eba\u9084\u662f\u60f3\u8cb7\uff0c\u5efa\u8b70\u614e\u9078CCC\u6bd4\u91cd\u4e0d\u8981\u592a\u591a\u7684\u7522\u54c1\uff0c\u56e0\u70ba\u9ad8\u5229\u7387\u9019\u9ebc\u4e45\uff0c\u4eca\u5e74\u4e0b\u534a\u5e74\u624d\u8981\u964d\u606f\uff0c\u53ef\u80fd\u6709\u4e9b\u516c\u53f8\u6703\u6490\u4e0d\u4f4f\uff0c\u56e0\u800c\u767c\u751f\u9055\u7d04\u3002<\/span><\/p>\n<p><span style=\"font-size: 16px;\">\u6700\u5f8c\uff0c\u964d\u606f\u5c0d\u80a1\u5e02\u4e5f\u662f\u5229\u591a\u3002\u57fa\u65bc2024\u5e74\u662f\u80a1\u50b5\u540c\u6f32\u7684\u4e00\u5e74\uff0c\u80a1\u5e02\u7684\u50f9\u5dee\u7a7a\u9593\u53c8\u901a\u5e38\u6bd4\u50b5\u5e02\u597d\uff0c\u60f3\u8cfa\u50f9\u5dee\u8005\u61c9\u8a72\u4ee5\u80a1\u5e02\u70ba\u4e3b\uff0c\u5176\u4e2d\u8870\u9000\u5f88\u4e45\u7684\u4e2d\u5c0f\u578b\u80a1\u5f88\u6709\u53ef\u80fd\u57282024\u5e74\u6709\u4e00\u5927\u6ce2\u6bb5\u7684\u8868\u73fe\u3002\u82e5\u6295\u8cc7\u4eba\u8ce3\u51fa\u50b5\u5238\u5f8c\uff0c\u53ef\u5c07\u8cc7\u91d1\u8f49\u9032\u80a1\u7968\u3002<\/span><\/p>\n<h4 class=\"for-color-initial\" style=\" color: #9a5d15; line-height: 29px; letter-spacing: 1px; font-size: 18px; font-weight: 500; background-color: transparent;\"><span style=\"font-size: 16px;\"><strong>\u964d\u606f\u9031\u671f\u8cb7\u50b55\u91cd\u9ede<\/strong><\/span><span style=\"font-size: 16px;\"> <\/span><\/h4>\n<p><span style=\"font-size: 16px;\">1.\u9818\u606f\u662f\u6b63\u78ba\u614b\u5ea6<\/span><\/p>\n<p><span style=\"font-size: 16px;\">2.\u50f9\u5dee\u61c9\u8a2d\u51fa\u5834\u9ede<\/span><\/p>\n<p><span style=\"font-size: 16px;\">3.\u516c\u50b5\u3001\u6295\u7b49\u50b5\u7686\u53ef<\/span><\/p>\n<p><span style=\"font-size: 16px;\">4.\u6295\u7b49\u50b5\u4e2d\uff0cBBB\u6bd4\u91cd\u4e0d\u5b9c\u592a\u9ad8<\/span><\/p>\n<p><span style=\"font-size: 16px;\">5.\u8ce3\u50b5\u5f8c\u5efa\u8b70\u8f49\u9032\u80a1\u5e02\u3002<\/span><\/p>\n<p><span style=\"font-size: 12px;\">\uff08\u5716\uff1aShutterStock \u50c5\u793a\u610f \/ \u5167\u5bb9\u50c5\u4f9b\u53c3\u8003\uff0c\u6295\u8cc7\u8acb\u8b39\u614e\u70ba\u4e0a\uff09<\/span><span style=\"font-size: 16px;\"> <\/span><\/p>\n\n\n\n\n\n\n\n\n\n<br>\n<!-- for stock name -->\n<!-- -->\n<!-- \u6587\u7ae0\u7279\u5225\u4f01\u5283\u4e14\u767c\u4f48\u4e2d \u5c31\u6703\u51fa\u73fe\u8a72\u5ee3\u544a\u5167\u5bb9 \u73fe\u96b1\u85cf-->\n<!-- -->\n<\/span>\n<\/p2>\n<\/div>\n<div class=\"meta\">\n\u8cc7\u6599\u4f86\u6e90\uff1aMoney\u9322\u6388\u6b0a\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u96a8\u8457\u7f8e\u570b\u5347\u606f\u9032\u5165\u5c3e\u8072\uff0c\u50b5\u5238\u6295\u8cc7\u71b1\u5ea6\u4e0d\u65b7\uff0c\u6295\u8cc7\u4eba\u5404\u7a2e\u554f\u984c\u7d1b\u81f3\u6c93\u4f86\uff0c\u5176\u4e2d\u9818\u606f\u9084\u662f\u8cfa\u50f9\u5dee\u8a0e\u8ad6\u5ea6\u975e\u5e38\u9ad8\uff0c\u5404\u7a2e\u56de\u7b54\u90fd\u6709\uff0c\u4f60\u4e5f\u662f\u5176\u4e2d\u4e00\u500b\u63d0\u554f\u8005\u55ce\uff1f<br \/>\n\u8fd1\u671f\u300c\u9818\u606f\u9084\u662f\u8cfa\u50f9\u5dee\uff1f\u300d\u662f\u63d0\u5230\u50b5\u5238\u6295\u8cc7\u6642\u6700\u592f\u7684\u8a0e\u8ad6\u4e3b\u984c\u4e4b\u4e00\uff0c\u4e5f\u662f\u4e0a\u4e86\u6211\u5feb1\u5e74\u8ab2\u7a0b\u7684\u5b78\u751f\u91cd\u8907\u554f\u7684\u554f\u984c\u3002\u91dd\u5c0d\u9019\u500b\u554f\u984c\uff0c\u6211\u7684\u56de\u7b54\u6c38\u9060\u90fd\u662f\uff1a\u554f\u4f60\u81ea\u5df1\u662f\u8981\u606f\u9084\u662f\u8981\u8cc7\u672c\u5229\u5f97\uff08\u50f9\u5dee\uff09\u3002<br \/>\n\u70ba\u4ec0\u9ebc\u6295\u8cc7\u4eba\u9019\u6bb5\u6642\u9593\u7279\u5225\u95dc\u6ce8\u9818\u606f\u9084\u662f\u8cfa\u50f9\u5dee\uff1f\u4e3b\u8981\u539f\u56e0\u67092\u500b\uff0c\u4e00\u662f\u5347\u606f\u5faa\u74b0\u9032\u5165\u5c3e\u8072\uff0c\u5e02\u5834\u9810\u671f\u4eca\uff082024\uff09\u5e74\u5c07\u8f49\u70ba\u964d\u606f\uff0c\u90a3\u9ebc\u50b5\u5238\u50f9\u683c\u6703\u4e0a\u6f32\uff0c\u6709\u50f9\u5dee\u7a7a\u9593\u53ef\u4ee5\u8cfa\uff1b\u53e6\u4e00\u500b\u662f2023\u5e74\u4e00\u5806\u9ad8\u80a1\u606fETF\u5927\u6f322\u30013\u6210\uff0c\u652a\u52d5\u4e86\u539f\u672c\u60f3\u8981\u5b89\u975c\u3001\u7a69\u5b9a\u9818\u606f\u8005\u7684\u5fc3\u3002<br \/>\n\u6b63\u78ba\u5fc3\u614b\u662f\u8981\u9818\u606f \u8cfa\u50f9\u5dee\u61c9\u8a2d\u51fa\u5834\u9ede<br \/>\n\u96d6\u7136\u6211\u90fd\u8aaa\u6295\u8cc7\u4eba\u8981\u60f3\u6e05\u695a\uff0c\u5230\u5e95\u662f\u8981\u9818\u606f\u9084\u662f\u8981\u8cfa\u50f9\u5dee\uff0c\u4f46\u6211\u500b\u4eba\u8a8d\u70ba\u6b63\u78ba\u7684\u5fc3\u614b\u5c31\u662f\u300c\u8981\u606f\u300d\u3002\u5c0d\u65bc\u4e00\u4e9b\u6295\u8cc7\u4eba\u56e0\u70ba\u73fe\u5728\u9019\u500b\u6642\u9593\u9ede\u6b63\u597d\u63a5\u8fd1\u5347\u606f\u5c3e\u8072\uff0c\u9810\u671f\u672a\u4f86\u8cfa\u5230\u50f9\u5dee\u7684\u6a5f\u7387\u9ad8\u800c\u9677\u5165\u5167\u5fc3\u6399\u624e\uff0c\u6211\u6703\u5efa\u8b70\u5229\u7528\u5169\u500b\u65b9\u5411\u4f86\u601d\u8003\u8207\u505a\u6c7a\u5b9a\u3002<br \/>\n\u65b9\u54111\uff1a\u4e0d\u7ba1\u50f9\u683c\uff0c\u7be4\u5b9a\u8981\u606f\u3002\u6b64\u6642\uff0c\u6295\u8cc7\u4eba\u5c31\u4e0d\u8981\u592a\u8cbc\u8fd1\u5e02\u5834\uff0c\u5b9a\u671f\u95dc\u6ce8\u4e00\u4e0b\u5e02\u5834\u8b8a\u5316\u5373\u53ef\u3002<br \/>\n\u65b9\u54112\uff1a\u60f3\u8981\u8cfa\u50f9\u5dee\u3002\u5efa\u8b70\u8a2d\u5b9a\u50f9\u5dee\u8d85\u904e\u591a\u5c11\u5c31\u8ce3\uff0c\u4f8b\u5982\u50f9\u5dee\u7684\u91d1\u984d\u81f3\u5c11\u9ad8\u65bc\u98182\u5e74\u62163\u5e74\u606f\u7684\u7e3d\u548c\uff0c\u5982\u6b64\u5fc3\u60c5\u5c31\u6703\u5b89\u5b9a\u4e0b\u4f86\u3002<br \/>\n\u82e5\u6295\u8cc7\u4eba\u5728\u8a2d\u5b9a\u8ce3\u51fa\u4e0a\u7336\u8c6b\u4e0d\u6c7a\uff0c\u986f\u7136\u662f\u6709\u300c\u60f3\u8981\u8ce3\u5728\u6700\u9ad8\u9ede\u300d\u7684\u4e0d\u5207\u5be6\u969b\u60f3\u6cd5\u3002\u4f8b\u5982\u8cfa\u4e8630%\uff0c\u5c31\u554f\u53ef\u4e0d\u53ef\u4ee5\u8ce3\uff0c\u64d4\u5fc3\u8ce3\u4e86\u9084\u7e7c\u7e8c\u6f32\uff0c\u6703\u5f88\u4e0d\u7518\u5fc3\uff1f\u8aaa\u771f\u7684\uff0c\u7b54\u6848\u5176\u5be6\u662f\u7121\u89e3\u3002\u56e0\u70ba\uff0c\u4ec0\u9ebc\u662f\u6700\u9ad8\u9ede\uff1f\u53ef\u80fd\u9019\u6ce2\u662f\u6700\u9ad8\u9ede\uff0c\u4e0b\u4e00\u6ce2\u53c8\u5275\u65b0\u9ad8\uff0c\u9ad8\u9ede\u5230\u5e95\u8981\u7b97\u5728\u54ea\u500b\u6642\u9593\u9ede\uff1f<br \/>\n\u53e6\u4e00\u500b\u8981\u63d0\u9192\u7684\u662f\uff0c\u50f9\u5dee\u662f\u7531\u5e02\u5834\u6c7a\u5b9a\uff0c\u53ef\u4ee5\u9810\u671f\u4f46\u4e0d\u4ee3\u8868\u4e00\u5b9a\u6703\u6709\uff0c\u5c31\u7b97\u6709\uff0c\u50f9\u5dee\u7a7a\u9593\u4e5f\u53ef\u80fd\u4e0d\u5982\u671f\u5f85\u3002\u6700\u660e\u986f\u7684\u4f8b\u5b50\u662f\u53bb\u5e74\u521d\u5e02\u5834\u4e00\u5806\u4eba\u558a\u9032\u50b5\u5238\uff0c\u56e0\u70ba\u9810\u671f\u6703\u958b\u59cb\u964d\u606f\uff0c\u6709\u4e00\u4e9b\u6295\u8cc7\u4eba\u60f3\u8981\u5927\u8cfa\u964d\u606f\u7684\u50f9\u5dee\u800c\u8cb7\u9032\u50b5\u5238\u6b632\u7684ETF\uff0c\u6c92\u60f3\u5230\u558a\u4e861\u5e74\u505c\u6b62\u5347\u606f\uff0c\u624d\u7d42\u65bc\u5728\u53bb\u5e7412\u6708\u9732\u51fa\u66d9\u5149\uff0c\u7576\u7136\u9019\u4e9b\u8cb7\u9032\u69d3\u687f\u578b\u50b5\u5238ETF\u7684\u6295\u8cc7\u4eba\u90fd\u6158\u8ce0\u3002<br \/>\n\u90a3\u9ebc\u6295\u8cc7\u4eba\u60f3\u6293\u4f4f\u9019\u4e00\u6ce2\u50b5\u5e02\u591a\u982d\uff0c\u540c\u6642\u8cfa\u53d6\u5229\u606f\u8207\u50f9\u5dee\uff0c\u73fe\u968e\u6bb5\u5230\u5e95\u8cb7\u4ec0\u9ebc\u50b5\u6703\u6bd4\u8f03\u597d\uff1f<br \/>\n\u6211\u7684\u60f3\u6cd5\u662f\uff0c\u50b5\u5e02\u6b77\u7d932022\u5e74\u4e0b\u8dcc\u30012023\u5e74\u4e0b\u8dcc\u4f46\u5e74\u7d42\u64fa\u5c3e\uff0c\u770b\u8d77\u4f862024\u5e74\u50b5\u5e02\u4e0d\u5b9c\u770b\u6de1\uff0c\u4f46\u5148\u63d0\u91922\u500b\u91cd\u9ede\uff1a\u2474\u50b5\u5e02\u591a\u982d\u53ef\u80fd\u4e0d\u5982\u6295\u8cc7\u4eba\u60f3\u50cf\u4e2d\u6f32\u7684\u90a3\u9ebc\u5feb\u3001\u90a3\u9ebc\u591a\uff1b\u2475\u6295\u8cc7\u7b49\u7d1a\u516c\u53f8\u50b5\uff08\u4e0b\u7a31\u6295\u7b49\u50b5\uff09\u4e2d\u7684BBB\u6bd4\u91cd\u4e0d\u8981\u592a\u9ad8\u3002<br \/>\n\u5e02\u5834\u61c9\u8a72\u6703\u9032\u5165\u964d\u606f\u6ce2\u6bb5\uff0c\u4f46\u6211\u8a8d\u70ba\u964d\u606f\u6642\u9593\u9ede\u4e0d\u6703\u592a\u65e9\uff0c\u6bd4\u8f03\u4e2d\u6027\u4e00\u9ede\u7684\u770b\u6cd5\u662f\u7b2c2\u5b63\u4ee5\u5f8c\uff0c\u4e5f\u6709\u53ef\u80fd\u843d\u5728\u4e0b\u534a\u5e74\uff0c\u56e0\u70ba11\u6708\u7f8e\u570b\u624d\u5927\u9078\uff0c\u4e0d\u6703\u628a\u5229\u591a\u653e\u5f97\u592a\u65e9\u3002\u81f3\u65bc\u964d\u606f\u5e45\u5ea6\uff0c\u6709\u4eba\u6a02\u89c0\u9810\u671f\u964d7\uff5e8\u78bc\uff081.75%\uff5e2%\uff09\uff0c\u4f46\u662f\u806f\u6e96\u6703\uff08Fed\uff09\u59d4\u54e1\u6295\u7968\u51fa\u4f86\u7684\u7d50\u679c\u2500\u9ede\u9663\u5716\u544a\u8a34\u6211\u5011\uff0c\u6700\u591a\u964d3\u78bc\uff080.75%\uff09\u3002<br \/>\n\u7a7a\u624b\u8005\u6216\u60f3\u52a0\u78bc\u8005 \u6295\u7b49\u50b5\u4e0d\u6bd4\u516c\u50b5\u5dee<br \/>\n\u73fe\u5728\u5f88\u591a\u4eba\u90fd\u8cb7\u516c\u50b5\uff0c\u800c\u4e14\u9810\u671f\u9577\u50b5\u8868\u73fe\u5c07\u6bd4\u77ed\u50b5\u597d\u3002\u6211\u540c\u610f\u516c\u50b5\u662f\u9996\u9078\uff0c\u4f46\u82e5\u6295\u8cc7\u4eba\u60f3\u8981\u9818\u7a0d\u5fae\u9ad8\u4e00\u9ede\u7684\u606f\uff0c\u6295\u7b49\u50b5\u662f\u6bd4\u8f03\u597d\u7684\u9078\u64c7\u3002\u56e0\u70ba\u6295\u7b49\u50b5\u7684\u8a55\u7b49\u4e0d\u5dee\uff0c\u66f4\u91cd\u8981\u7684\u662f\u5728\u5148\u524d\u4e00\u6ce2\u4e0b\u8dcc\u4e2d\uff0c\u8dcc\u5e45\u5f88\u6df1\uff0c\u53ef\u4ee5\u8aaa\u662f\u5e7e\u5341\u5e74\u4f86\u6700\u5927\u4e0b\u8dcc\u5e45\u5ea6\uff0c\u8cc7\u672c\u5229\u5f97\u4e26\u4e0d\u6703\u6bd4\u516c\u50b5\u5dee\u3002<br \/>\n\u6295\u7b49\u50b5\u57fa\u91d1\u6216ETF\u5206\u6210\u7d14\u8a55\u7b49A\u8207\u542b\u8a55\u7b49BBB\u5169\u7a2e\u985e\u578b\uff0c\u5dee\u5225\u662f\u542bBBB\u7684\u914d\u606f\u6703\u8f03\u9ad8\uff0c\u4f46\u63d0\u9192BBB\u6bd4\u91cd\u4e5f\u4e0d\u5b9c\u592a\u9ad8\uff08\u4f8b\u5982\u4f4e\u65bc\u540c\u985e\u578b\u5e73\u5747\uff09\uff0c\u56e0\u70ba\u964d\u606f\u6642\u9593\u8f03\u665a\uff0c\u7d93\u6fdf\u57fa\u672c\u9762\u4e5f\u975e\u5f37\u52c1\u5fa9\u7526\uff0c\u4e00\u65e6\u88ab\u964d\u8a55\u5c31\u4e0d\u662f\u6295\u8cc7\u7b49\u7d1a\uff0c\u53ef\u80fd\u6703\u5f71\u97ff\u7e3e\u6548\u8207\u914d\u606f\u8868\u73fe\u3002<br \/>\n\u975e\u6295\u7b49\u50b5\u662f\u76f8\u5c0d\u4e0d\u5efa\u8b70\u7684\u6a19\u7684\uff0c\u82e5\u6295\u8cc7\u4eba\u9084\u662f\u60f3\u8cb7\uff0c\u5efa\u8b70\u614e\u9078CCC\u6bd4\u91cd\u4e0d\u8981\u592a\u591a\u7684\u7522\u54c1\uff0c\u56e0\u70ba\u9ad8\u5229\u7387\u9019\u9ebc\u4e45\uff0c\u4eca\u5e74\u4e0b\u534a\u5e74\u624d\u8981\u964d\u606f\uff0c\u53ef\u80fd\u6709\u4e9b\u516c\u53f8\u6703\u6490\u4e0d\u4f4f\uff0c\u56e0\u800c\u767c\u751f\u9055\u7d04\u3002<br \/>\n\u6700\u5f8c\uff0c\u964d\u606f\u5c0d\u80a1\u5e02\u4e5f\u662f\u5229\u591a\u3002\u57fa\u65bc2024\u5e74\u662f\u80a1\u50b5\u540c\u6f32\u7684\u4e00\u5e74\uff0c\u80a1\u5e02\u7684\u50f9\u5dee\u7a7a\u9593\u53c8\u901a\u5e38\u6bd4\u50b5\u5e02\u597d\uff0c\u60f3\u8cfa\u50f9\u5dee\u8005\u61c9\u8a72\u4ee5\u80a1\u5e02\u70ba\u4e3b\uff0c\u5176\u4e2d\u8870\u9000\u5f88\u4e45\u7684\u4e2d\u5c0f\u578b\u80a1\u5f88\u6709\u53ef\u80fd\u57282024\u5e74\u6709\u4e00\u5927\u6ce2\u6bb5\u7684\u8868\u73fe\u3002\u82e5\u6295\u8cc7\u4eba\u8ce3\u51fa\u50b5\u5238\u5f8c\uff0c\u53ef\u5c07\u8cc7\u91d1\u8f49\u9032\u80a1\u7968\u3002<br \/>\n\u964d\u606f\u9031\u671f\u8cb7\u50b55\u91cd\u9ede<br \/>\n1.\u9818\u606f\u662f\u6b63\u78ba\u614b\u5ea6<br \/>\n2.\u50f9\u5dee\u61c9\u8a2d\u51fa\u5834\u9ede<br \/>\n3.\u516c\u50b5\u3001\u6295\u7b49\u50b5\u7686\u53ef<br \/>\n4.\u6295\u7b49\u50b5\u4e2d\uff0cBBB\u6bd4\u91cd\u4e0d\u5b9c\u592a\u9ad8<br \/>\n5.\u8ce3\u50b5\u5f8c\u5efa\u8b70\u8f49\u9032\u80a1\u5e02\u3002<br \/>\n\uff08\u5716\uff1aShutterStock \u50c5\u793a\u610f \/ \u5167\u5bb9\u50c5\u4f9b\u53c3\u8003\uff0c\u6295\u8cc7\u8acb\u8b39\u614e\u70ba\u4e0a\uff09<br \/>\n\u6587\u7ae0\u51fa\u8655\uff1a<\/p>\n","protected":false},"author":10,"featured_media":1237,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-1236","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money"],"_links":{"self":[{"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/posts\/1236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1236"}],"version-history":[{"count":5,"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/posts\/1236\/revisions"}],"predecessor-version":[{"id":1529,"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/posts\/1236\/revisions\/1529"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=\/wp\/v2\/media\/1237"}],"wp:attachment":[{"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1236"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1236"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/my.cmoneyfund.com.tw\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}